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Student Loan Forgiveness Eligibility Quiz

Finance Quiz

Answer 8 questions on your employer, repayment plan, and loan type to check your student loan forgiveness eligibility, plus what to verify next.

2 min · 8 questions

Question 1 of 8

Do you work for a qualifying employer (government or nonprofit) for Public Service Loan Forgiveness?

Student loan forgiveness programs come with specific eligibility requirements around employer type, repayment plan, and payment tracking — requirements that are easy to get wrong, especially around loan consolidation. This 8-question quiz checks how well your current situation aligns with typical forgiveness program requirements. It takes about 2 minutes.

Once you have your result, estimate your potential forgiveness timeline with the Student Loan Forgiveness Calculator, or build a fallback payoff plan with the Debt Payoff Calculator in case forgiveness doesn't pan out as expected.

Frequently Asked Questions

Each of the 8 questions awards 1 to 3 points based on how well that answer aligns with typical forgiveness program requirements. Your total score (8-24) places you into Unlikely to Qualify Yet, Possibly Eligible, or Strong Candidate.
No. This quiz is a general awareness check based on common eligibility factors, not an official eligibility determination. Always verify your qualifying payment count and employment certification directly through your loan servicer.
Consolidating federal loans can reset your qualifying payment count to zero under some forgiveness programs, since the consolidated loan is technically a new loan. This is a common and costly mistake for people who consolidate without checking the impact first.
No. The quiz runs entirely in your browser and nothing is sent to a server or stored. Refreshing the page resets your progress.
Start by confirming whether your loans are federal or private, since most forgiveness programs only apply to federal loans, and check whether your employer qualifies for Public Service Loan Forgiveness if that's the path you're pursuing.
The [Student Loan Forgiveness Calculator](/student-loan-forgiveness-calculator/) estimates your projected forgiveness amount and timeline based on your loan balance, repayment plan, and qualifying payment count.
The [Debt Payoff Calculator](/debt-payoff-calculator/) helps you build a straightforward payoff plan based on your actual balance and rate, which is a useful fallback or parallel strategy while you sort out forgiveness eligibility.
Yes, any time — especially after certifying employment, changing repayment plans, or checking your official payment count with your loan servicer.