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RSU & Equity Compensation Quiz

Finance Quiz

Answer 8 questions about your RSU concentration, vesting awareness, and diversification plan to check your equity compensation risk level today.

2 min · 8 questions

Question 1 of 8

What percentage of your total net worth is tied up in your employer's stock (vested + unvested)?

Equity compensation can be a meaningful part of total pay at many companies, but it also concentrates risk in a way that a diversified portfolio doesn't — your paycheck and a chunk of your net worth both depend on the same company. This 8-question quiz checks your awareness of vesting, diversification, and tax planning around your RSUs. It takes about 2 minutes.

Once you have your result, estimate the value and tax impact of upcoming vesting with the RSU Calculator, or see exactly how concentrated your net worth is with the Net Worth Calculator.

Frequently Asked Questions

Each of the 8 questions awards 1 to 3 points based on how well-managed that aspect of your equity compensation is. Your total score (8-24) places you into High Concentration Risk, Building Awareness, or Well-Managed.
It ties your financial future to a single company's performance rather than a diversified market, so if that company's stock drops significantly — even for reasons unrelated to your own job performance — your overall net worth takes a disproportionate hit.
No. The quiz runs entirely in your browser and nothing is sent to a server or stored. Refreshing the page resets your progress.
RSUs are generally taxed as ordinary income at the fair market value on the vesting date, and any further gain or loss after vesting is taxed as a capital gain or loss when you eventually sell the shares. This two-step tax treatment is why many people find RSU taxes confusing.
The [RSU Calculator](/rsu-calculator-us/) estimates the value of your vesting shares and the associated tax withholding, helping you plan for the tax impact before it hits.
The [Net Worth Calculator](/net-worth-calculator-us/) lets you total up all your assets, so you can calculate what percentage any single holding — including employer stock — represents of your overall net worth.
Many financial advisors suggest selling vested RSUs promptly and reinvesting into a diversified portfolio, specifically to avoid concentration risk, though the right approach depends on your tax situation, conviction in the company, and overall financial plan.
Yes, any time — especially after a large vesting event or a significant change in your company's stock price, since both can shift your concentration risk quickly.