A ₹10,000 monthly SIP is one of the most common starting points for new mutual fund investors in India — round, affordable for many salaried earners, and easy to compare against other savings goals.
The Scenario
- Monthly investment: ₹10,000
- Expected annual return: 12% (the calculator's default assumption)
- Duration: 10 years (120 months)
The live result above is computed using the exact same formula the SIP Calculator uses — no rounding shortcuts or approximations, just the real output for these inputs.
What This Means
Out of the final corpus, ₹12,00,000 is money you actually contributed (₹10,000 × 120 months). The remainder — over ₹11 lakh — comes entirely from compounding, roughly matching your total contribution in pure growth. That split is a useful sanity check for any SIP projection: if the gains portion looks smaller than the invested portion over a 10-year horizon at a realistic return, either the return assumption or the duration is probably too conservative.
Try Your Own Numbers
This scenario uses round numbers for clarity, but your actual monthly budget, target return, and timeline are probably different. Click through to the SIP Calculator — the ₹10,000 monthly amount carries over automatically, and you can adjust the return rate and duration to match your own plan.